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The recent changes to the Home Affordable Refinance Program (HARP) have made it possible for more homeowners than ever to refinance mortgages. The program has been extended and the qualifications reduced slightly. The result is that a larger…

When you are active in multi-level marketing, you know that you live and die by your leads. If you are contacting people every day, you are losing the game, losing money, and losing every bit of credit you’ve…

If you are someone who is invested in making your MLM business work, you may be nervous whenever your phone is not ringing off the hook. The truth is that the longer you spend not getting any leads…