Merchant services is a crowded market. Most business owners hear from several processors every week, and cold calls rarely get past the front desk. Our merchant processing live transfers flip that around: a screener reaches the decision-maker, confirms they're open to reviewing their processing, and transfers them to your sales team while they're on the line.
LiveTransfers.com has generated merchant processing live transfers® for ISOs, agents and payment companies for years. Every transfer is exclusive and delivered live to your phone.
Who we put on the phone with you
- Business owners and decision-makers, not front-desk staff
- Merchants already accepting cards who want lower fees or better service
- New businesses that need to start accepting cards
- Merchants interested in point-of-sale upgrades, online payments or mobile processing
- Specific industries you target, such as restaurants, retail, auto repair, medical offices or e-commerce
How we qualify each merchant
You decide the criteria. Common screening questions include:
- Business type and how long it has been operating
- Approximate monthly card volume
- Current processor, and whether they're under contract or facing an early termination fee
- Willingness to send a recent processing statement for review
- Interest in a rate comparison or new equipment
Volume filters matter most. Setting a minimum monthly card volume keeps your team focused on accounts that are worth the residuals.
Turning transfers into accounts
The fastest close in merchant services is a statement review. When a transfer comes in, confirm what the screener collected, ask for the latest statement, and show the merchant exactly what they're paying in effective rate. Have your pricing options ready, whether that's interchange-plus, flat-rate, or a cash discount or surcharge program where allowed. Surcharging rules vary by state and card brand, so make sure every program you offer is compliant.
Control your volume
You're in the driver's seat. Set how many transfers you want each day, the hours your team is available, and the states or industries you want. Speed calls up when you have closers free and slow them down when you don't.
Related business funding and services leads
- Merchant services lead generation
- Merchant cash advance live transfers
- MCA sales leads
- B2B live transfer leads
Many processors also offer funding. Merchants who need working capital are a natural cross-sell, and our MCA transfers are screened on revenue and time in business.
Buy merchant processing calls in real time
Want to set your own price per call? Merchant services and business funding calls trade on the Live Transfer Exchange. Pick your filters, place a bid, and pay only for calls that meet your minimum duration. You can also generate your own transfers with LiveTransfersAI, our hybrid AI dialer.
Frequently asked questions
What is a merchant processing live transfer?
It's a business owner or decision-maker who has been screened for interest in credit card processing and your qualifying criteria, then transferred live to your sales team on the phone.
Can I filter by monthly card volume?
Yes. Minimum monthly card volume is one of the most common filters, along with business type, time in business, state and current processor.
Are the transfers exclusive?
Yes. Each merchant is transferred to one buyer only and is never resold.
Do you also provide merchant cash advance leads?
Yes. We run separate MCA live transfer campaigns screened on monthly revenue, time in business and funding need.